What kind of insurance?
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Club activities must be
covered by insurance

 

Club activities must be covered by insurance. Often community halls etc, have insurance that the club can be covered under. However, if the club is not covered under such a scheme, Ógras provide insurance for our clubs.

 

Public liability

This covers the building and any accidents that may happen in it, i.e. People injured as a result of reasonable use of club facilities. The building and local committees are covered by the insurance but we usually recommend that the club take out their own policy to insure they have full coverage. This will safeguard the owners, the committee and the managing committee of the hall in the event of an accident.

 

Members' cover

 

This covers members while they are engaged in activities with each other under the 'reasonable direction' of the club. This cover comes into effect especially when activities like basketball and other sports are being played. This policy covers all members against accidents playing sports, for example when fouled by another member of the club. It is essential that reasonable care be taken by the club, especially by leaders to ensure that this policy will be in effect.

"If the club is not covered under such a scheme, Ógras can provide insurance

Events covered

Summer Camps for children between the ages of 6-16, international youth exchanges, collections - walks, table quizzes, concerts etc. As well as Céilís or discos. (Ógras will need to be informed beforehand).

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With this insurance, ordinary activities of a youth club are covered.
In addition to this, Summer Camps for children between the ages of 6-16, international youth exchanges, collections - walks, table quizzes, concerts etc. As well as Céilís or discos - Ógras will need to be informed beforehand.

Events not covered

  • Aqualung Diving
  • Flying (except as a fare-paying passenger)
  • Hang-gliding
  • Parachuting
  • Hunting
  • Hunting on Horseback
  • Polo
  • Show jumping
  • Steeple Chasing
  • Racing – Driving, Sailing or Riding
  • Riding Motor Cycles or Motor Scooters as a driver or passenger
  • Winter Sports, other can curling or ice-skating
  • Amateur Rugby
  • Amateur Gaelic
  • Amateur Hurling
  • Mountaineering (Hill walking is covered once it’s on designated routes/trails)
  • Cliff or Rock-climbing
  • Abseiling
  • Gully Bashing
  • Subterranean
  • Elastic Rope Sports or Activities
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This is a sample list. If you are unsure of where you stand in relation to any planned event, contact Ógras staff to discuss it beforehand

If there is an accident, a record must be kept

  1. What happened?
  2. Who was there?
  3. When and where did it happen?
  4. The statements given by those present.
  5. Injury or damage to anyone or club equipment.
  6. Suggestions to resolve the case.
  7. In the case of an accident involving a member, parents must be informed as soon as possible

Cost of insurance per member

€20 is the price of insurance for members per year.
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