Club activities must be

covered by insurance

 

Club activities must be covered by insurance. Often community halls etc, have insurance that the club can be covered under. However, if the club is not covered under such a scheme, Ógras provide insurance for our clubs.

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Public liability

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This covers the building and any accidents that may happen in it, i.e. People injured as a result of reasonable use of club facilities. The building and local committees are covered by the insurance but we usually recommend that the club take out their own policy to insure they have full coverage. This will safeguard the owners, the committee and the managing committee of the hall in the event of an accident.

 

Members' cover

 

This covers members while they are engaged in activities with each other under the 'reasonable direction' of the club. This cover comes into effect especially when activities like basketball and other sports are being played. This policy covers all members against accidents playing sports, for example when fouled by another member of the club. It is essential that reasonable care be taken by the club, especially by leaders to ensure that this policy will be in effect.